Do you want to use investment opportunities or do you need short-term liquidity and don’t want to sell your assets, which have been invested over the long term? Then securities lending is right for you.
A Lombard loan, which is the professional term for securities lending, means that you take out a loan on the assets you already have in your portfolio, such as equities, bonds and investment funds, or also life insurance with a repurchase value. As the loan is secured, you benefit from significantly lower interest rates than for a simple, unsecured loan.
You can use our securities lending based on an account or in the form of a fixed advance payment in various currencies. Financing using an account means that you stay flexible and you can exploit your credit limits more or less, depending on your requirements. In the case of a fixed advance payment, you receive a fixed amount and a pre-defined fixed term of between one and twelve months.